Open Question: Should we pay to have our lease increased to 100 years? | Property Flip

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Open Question: Should we pay to have our lease increased to 100 years?

Posted by on Mar 31 | Real Estate Investing Chatter

My girldfriend and I have a flat which has 67 years left on the lease. We plan on staying for another few years and are worried it will be difficult to sell if the lease is too low. I think it will cost 10k – 15k to renew it. Do you think it would be better to leave it until we try and sell or pay now and add it on to our mortgage?, more 
Open Question: Should we pay to have our lease increased to 100 years?
and Open Question: how long does it take to close on a usda loan?  , more 
and Open Question: What are the legal steps in getting your rental deposit back when your landlord refuses to return your calls?  I have been an excellent tenant for over 10 yrs. and have done a lot of work around apt. in that time. I know my landlord didn’t want me to leave, so she hasn’t been returning my calls. Should I send her a Certified Letter and then what do I do?, more 

Open Question: No one will give us a refinance on our home?  We have over $200k equity in our home, own a rental property (the rent payment covers the mortgage payment), have 700 credit scores, have $30k in liquid assets (mutual funds), make close to $100k per year (single income, I stay home with kids).
Problem is, we built this home and our builder got away with stealing $67k from the construction funds and we had to finish it on our own by putting what he stole onto credit cards so we could move in. So we have $50k in cc debt. Since we have so much equity in our home, we want to use it to pay off the credit cards so our debt to income ratio goes back to normal.
No one will give us a refi. Our DTI is out of whack because of the credit cards, but we would be well back within normal range if we paid them off with the equity in the house. We asked our mortgage company to do a refi and they told us that the only way we would qualify, is if we sold our rental. In this market, it won’t sell anytime soon, as nothing is moving in our city.
Any advice? We cannot accept that we are out of options, when we have all of our ducks in a row, have never been late on a payment. We do no qualify for a modification because we are current on our mortgages and our lender will not work with us on a mod unless we are behind. So no help for the people who are still able to MAKE payments (but are drowning every single month and need to refi in order to survive)?
I am aware of what to do regarding our builder. He has been turned in, we had an atty. Question here is how to get refinanced so we do not end up getting behind and possibly losing our dream home., more 
and Open Question: Hello in Manassas, VA Can a landlord charge you a carpet steam cleaning once you move out. is this legal?  I know that we are supposed to clean the unit once we move out. But it is the Landlords place to steam clean for the next Tenant that moves in., more 

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