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Sublet Agreement ~ reason for concern?

Posted by Real Estate Investor on May 29 | Real Estate Investing Chatter

I recently sublet my place for the summer. The renter signed today and I gave him the keys; he will be coming back in the afternoon on Friday, at which time he said he will pay me in full after going to the bank during his lunch hour.
My roommates told me that I should have waited until he paid before I gave him the keys and let him sign the contract, which stated ‘full amount to be paid upon signing sublease contract,’ they said he may move in now without paying because he already signed.
I have no reason to believe that the renter would do this. I expect him to move in on Friday and pay me then as he stated he would.
Do I have reason for concern?, more 

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say you were to OWN a house that cost around 300 -400 thousand dollars, what would the mortgage be on that house??? and how much would it cost for homeowners insurance??
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Tags: foreclosure, bank owned, investing advice, homes